3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States. - Hero Image
3660
E. Hwy. 41
Templeton | California

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Better Homes and Gardens Real Estate Haven Properties
Better Homes and Gardens Real Estate Haven Properties
Presented At
$1,074,000
Bedrooms
7
Bathrooms
4
Living
3,365
SQFT
3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States. - Photo 1
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3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States. , Templeton , California 93465

3660 E. Hwy. 41, Templeton, Ca, 93465

Welcome to a stunning sanctuary nestled along the country hillsides in the picturesque town of Templeton. This property offers the perfect balance of convenience and tranquility. Enjoy easy access to local shops, dining, and cultural attractions while savoring the peace of a countryside retreat. This ideal Central Coast location places you just a short drive away from stunning beaches, renowned wineries, a host of outdoor adventures, with ample privacy and county living while being centrally located within close proximity to downtown Templeton, Atascadero, and the 101.

Experience unparalleled flexibility with two separate homes on the property, totaling 7 bedrooms and 4 bathrooms. Perfect for large families, multi-generational living, or as an investment opportunity for rental income.
Both homes are move-in ready, featuring modern updates such as new HVAC system, updated roofs, new flooring, water softener, reverse osmosis, laundry rooms, private paved driveway with covered carports and a garage workshop.

Step outside into your own oasis featuring stunning grounds, a serene environment with water features and pond, lush landscaping surrounded by the beauty of nature. The sprawling views provide a perfect setting for relaxation, entertaining guests, and viewing amazing sunsets.
Enjoy the benefits of ample parking options which include a 2-car garage, two additional carports, and multiple large flat open spaces.
Situated on over 5 acres, this property provides endless opportunities for outdoor activities, gardening, or simply soaking in the breathtaking sunsets.

Don’t miss out on owning this remarkable property that offers a blend of spacious living, breathtaking views, and a prime location.

Property

3D Street View Tour

Map showing 3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States.

Property Location

3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States., Templeton California

Local Weather & Climate

Templeton, California

Current Conditions Updated recently
50 °F
Clear sky
Feels Like 49°F
Humidity 90%
Wind 6 mph
Visibility 6.2 mi
Sunrise 2:21 PM
Sunset 2:04 AM
5-Day Forecast
Tue 10 Mar
Clear
High 70°
Low 48°
Wed 11 Mar
Clear
High 73°
Low 49°
Thu 12 Mar
Clear
High 75°
Low 52°
Fri 13 Mar
Clouds
High 79°
Low 55°
Sat 14 Mar
Clouds
High 78°
Low 57°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Templeton?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Market Rate

Our perspective on current market conditions in Templeton. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in Templeton, California — ZIP code 93465 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $1,074,000
Area median: $989,502
+1.6% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,074,000 20% down ($214,800)

33.9 years
Double Your Investment
Based on current market trends, your property value could double
$580,319
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$5,716
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$1,983,175
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.7x
Leverage Power
Your $214,800 down payment could grow to $580,319 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.23
Every dollar invested today could become $1.23 in 10 years
$100 → 123 $1,000 → $1,227
+$61
$61/day
Your home may appreciate while you sleep
$427/week $1,849/mo $22,182/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$213K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -18% advantage over stocks
RENT 💸 -$591K
vs
OWN 📈 +$580K
$580K Potential Equity
vs $591K lost to rent over 10 years
$215K Down Payment Growth
2.7x
10yr
$580K
5.2x
20yr
$1.1M
9.2x
30yr
$2.0M
Wealth Comparison
×5
Equivalent to 5 average US homes
top 10%
US household wealth ranking
Median: $193K Yours: $2.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
17.3
years
Optimistic
4.09% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.3M +18%
Market $1.3M +23%
Optimistic $1.6M +49%
$580K est. equity
20 Years
Conservative $1.5M +39%
Market $1.6M +51%
Optimistic $2.4M +123%
$1.1M est. equity
30 Years
Conservative $1.8M +63%
Market $2.0M +85%
Optimistic $3.6M +233%
$2.0M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.9% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2.1%. Market scenario reflects current 2.9% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 93465 • 2022 ACS Data

9,829 Population
Median Age: 47.0
$128,684 Median Income
High
$808,200 Median Home Value
Rent: $2,533
43.1% College Graduates
Above Average

Housing

Homeowners 70.8%
Renters 20.6%
Vacancy Rate 8.6%

Employment

6.0% Unemployment
10.8% Work From Home

Education Attainment (Age 25+)

High School+ 96.6%
Bachelor's+ 43.1%
Graduate+ 15.4%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 3660 E. Hwy. 41, Templeton, CA 93465, Templeton, California, United States features 7 bedrooms with 3,365 square feet of living space.
This property offers 3,365 square feet of living space.
This property is listed at $107,400,000, which equals $31917 per square foot.
In Templeton, home prices have increased 1.6% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Templeton shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Templeton, California. The property is situated in an established neighborhood with convenient access to local amenities and services.
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